Rising inflation, stagnant wages, and an increasingly fragmented workforce have reshaped the realities of employment across the globe. For millions of employees, everyday expenses—from groceries and fuel to insurance and healthcare—are consuming a larger share of income, while traditional salary increases struggle to keep pace. At the same time, employers and HR leaders are facing tighter budgets, leaner teams, and mounting pressure to support employee well-being in meaningful ways. It is within this challenging landscape that BenefitHub has emerged as a critical enabler of financial wellness, helping organizations deliver tangible value to employees without adding cost or complexity. At its core, BenefitHub is addressing a fundamental imbalance—employees are under unprecedented financial stress, while employers have limited flexibility to respond through pay alone. The company’s platform is designed to bridge this gap by helping employees stretch their earnings further through savings, discounts, and accessible benefits—effectively increasing take-home value at a time when it matters most.

Today, inflation has outpaced cost-of-living adjustments, leaving many employees feeling worse off than they were just months ago. BenefitHub’s large-scale employee survey, with nearly 18,000 respondents, revealed that a significant portion of workers are cutting back on spending, altering grocery habits, and accumulating credit card debt simply to manage unexpected expenses. These are not isolated behaviors; they are signals of a systemic issue affecting households across income levels, particularly those earning under $75,000 annually. Jeffrey Litvack, CEO of BenefitHub, frames the challenge clearly, “Employees are feeling pressure from every direction right now. Costs are rising, wages aren’t keeping up, and people are being forced to make hard choices just to maintain stability.” This reality has elevated financial wellness from a “nice-to-have” perk to a core requirement of the employee value proposition.

Delivering Value Beyond the Paycheck

BenefitHub’s response to this environment is both pragmatic and impactful. As a discount perks and voluntary benefits platform, the company enables employers to deliver everyday savings that translate into real financial relief for employees. On average, employees using the platform save around $2,500 annually—an amount that can equate to a meaningful after-tax income boost without requiring employers to increase salaries.

The philosophy behind the platform is simple yet powerful: provide executive-level perks to everyday workers, globally, at no cost to employers. Employees can save on essentials such as insurance as well as discretionary spending like travel and entertainment. This combination ensures relevance across diverse lifestyles and financial priorities, reinforcing consistent engagement with the platform. “What we’re most proud of is the ability to help employees save on the things they need and the things they want,” Litvack notes. “When you can put thousands of dollars back into someone’s pocket each year, that has a real impact on their family and their peace of mind.”

Meanwhile, traditional benefits structures often exclude seasonal, part-time, and gig workers—groups that are growing rapidly as companies adapt to economic uncertainty. These employees frequently lack access to affordable insurance and supplemental benefits, leaving them vulnerable during times of need. The introduction of Benefits Plus marks a significant evolution in BenefitHub’s offering. Designed to expand access to insurance and wellness solutions, Benefits Plus enables non-benefit-eligible employees to secure coverage options that would otherwise be prohibitively expensive or unavailable on an individual basis. The interview highlights a compelling example of a seasonal worker who reduced a medical insurance quote from $1,600 per month to $700 by accessing options through the platform—an outcome that underscores the real-world value of group purchasing power. “Not every employee fits neatly into a traditional benefits model,” says Litvack. “Our responsibility is to make sure that access doesn’t depend on employment status alone. Seasonal and part-time workers still have families, responsibilities, and real financial needs.” By aggregating diverse employee populations, BenefitHub negotiates better rates and delivers coverage at scale, opening doors for employees who are often left behind.

Insurance Savings That Make a Difference

Insurance has become a cornerstone of BenefitHub’s financial wellness strategy. Over the past year, the company has significantly expanded its carrier portfolio in areas such as auto and home insurance, enabling employees to compare options and secure best-in-market quotes. The results are substantial: employees routinely save thousands of dollars annually by switching policies through the platform. Beyond individual savings, BenefitHub provides employers with aggregated reporting that demonstrates the tangible impact of these programs. In the last 12 months alone, the company’s auto and home insurance offerings generated over $7.7 million in savings for employees. This transparency empowers HR leaders to clearly communicate value internally and strengthens their role as advocates for employee well-being. Equally important is trust. BenefitHub has built its insurance programs with privacy at the forefront, ensuring that employee information is protected and never shared with carriers until a policy is formally bound. This approach eliminates unwanted solicitation and reinforces confidence in the platform.

As organizations increasingly rely on digital platforms to manage benefits, data security and compliance have become non-negotiable. BenefitHub operates with enterprise-grade standards, maintaining SOC 2 Type II compliance, HITRUST certification, and adherence to GDPR and CCPA requirements. These safeguards are embedded not only in how the platform is built, but also in how it is operated daily. The platform integrates seamlessly into existing employer environments through secure single sign-on and API-based connectivity with HR systems. This allows employees to access benefits effortlessly while ensuring that sensitive data remains protected. For BenefitHub, security is not a feature—it is a foundational commitment that underpins every interaction.

Helping HR Do More with Less

While employee financial stress is a central challenge, the interview also sheds light on the pressures facing HR leaders themselves. After playing a pivotal role during the pandemic, HR departments are now navigating budget cuts, reduced headcount, and increased expectations. BenefitHub’s approach recognizes this shift and positions the company as a true partner rather than just a vendor. Customization and branding capabilities allow organizations to present BenefitHub as an extension of their own internal ecosystem. The platform adapts to each employer’s look, feel, and messaging, reinforcing trust and familiarity among employees. More recently, BenefitHub has expanded into fully managed communication services, taking on the responsibility of promoting benefits on behalf of clients. “We know HR teams don’t always have the resources they once did,” Litvack explains. “So, we’ve invested in making sure we can carry that load for them—consistently, professionally, and in a way that feels authentic to their organization.” This managed approach ensures that employees are aware of and engaged with available benefits, addressing one of the most persistent challenges in benefits administration.

Innovation Driven by Empathy

What truly sets BenefitHub apart is its forward-looking commitment to innovation grounded in empathy for both employers and employees. The company operates in over 22 countries, supports 135 languages, and serves organizations ranging from small businesses to global enterprises, including a significant portion of the Fortune 500. This scale has sharpened its understanding of diverse workforce needs and reinforced the importance of continuous evolution.

Looking ahead to 2026, BenefitHub is preparing to roll out several major enhancements. Among the most anticipated is a browser-based extension that will surface savings automatically as employees shop online. Rather than requiring users to visit a separate platform, discounts and alternative offers will appear in real time, making savings effortless and immediate. “Our goal is to remove friction entirely,” says Litvack. “Employees shouldn’t have to think about where to find savings. We want to meet them where they already are and make it as easy as possible to put money back in their pockets.” The company is also expanding its financial wellness tools, bringing pay-over-time solutions, comparison shopping, and personalized insights into a unified experience. These initiatives are designed to help employees make informed decisions aligned with their financial capacity, reducing reliance on high-interest credit and improving long-term stability.

As economic pressures continue to test organizations and individuals alike, BenefitHub’s mission remains grounded in practical impact. “At the end of the day, it’s about helping people feel more secure,” Litvack concludes. “When employees can manage their finances better, everything else—from engagement to retention—follows.”